JNugent wrote:

On 31/03/2020 17:52, Simon Mason wrote:

Ouch all round.
QUOTE:
A cyclist riding down the wrong side of a busy Swansea road hit an oncoming car causing "thousands of pounds" worth of damage.

The incident, which happened on Woodfield Street in Morriston, saw the cyclist hit the BMW car, which was pulling out of a junction, and land on its bonnet.

Jamie Jones, from Clydach, had only got the BMW M4 the month before the incident took place on Saturday, March 21, and said that the damage caused is "in the region of A?6,000".

Mr Jones' partner was driving the car when the collision occurred. The 47-year-old said: "It was my fiancA?e and step-daughter in the car at the time and they were just calling into Morriston for a few things before the lockdown.

"It did give my fiancA?e a bit of a shock. She got really upset with it all and I was absolutely fuming. "His head hit the windscreen and she thought he was going to come through the windscreen. "The mark is still there on the car. "The car has only done 1,100 miles and it was A?73,000 new.

"He's damaged the front bumper and windscreen. He's crushed the bonnet which is made of lightweight panels and a new one is A?2,700." Footage captured by a passenger in another car shows a handful of cyclists travelling along Woodfield Street on the wrong side of the road.

The BMW then pulls out onto Woodfield Street from the junction at Clase Road before stopping just before the cyclist hits the bonnet.

Mr Jones, who owns a car body repair business (How lucky is that? - SM), said that he "dreads to think" what could have happened if an elderly couple had been coming around the corner instead. He added: "Why don't they get out onto a proper track instead of coming down the road like that?

"I dread to think what could have happened if an elderly couple were coming around the corner."

A PCSO was en route to another incident when he was approached by the driver of the blue BMW. The cyclist had already left the scene.

As the PCSO was already committed to an incident the driver was advised to officially report the collision at the police station which was just a short walk from where the incident occurred or by calling 101.

https://www.walesonline.co.uk/news/w...-down-18013793

"The cyclist had already left the scene."

Shouldn't drivers take out a protected no claims option on their motor
insurance to protect themselves from this happening? Then just let
their insurance company deal with it.

In this instance it certainly looks like the cyclist was undoubtedly
at fault. But even if your insurance company can't get any
compensation from the cyclist, you are still covered and your no
claims still intact. It is not likely to happen much, if ever again,
how often do you as a driver collide with a cyclist?