You really need to get two bikes. Changing tires or wheelsets for
different riding conditions will get to be such a pain in the ass that
you will find it convenient to choose not to ride.
Just fit it with road tyres. That will cope with all but the worst
Then you'll only be bothered to change wheels if you are going off
somewhere special anyhow.
A cheap road bike in today's world will be reiliable and fast, better
than the best racing bike of 20 years ago. Then you can justify buying
the off-road bike you really want.
Absolutely. For 300 quid you can get something that is very reasonable
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