On Wed, 18 Oct 2017 08:41:24 -0700 (PDT), jbeattie
wrote:

IMO, the worry is not really the fire loss in wine country but that
loss combined with all the storm damage for large P&C carriers like
Ace or AIG, although most of those guys left the Florida market or
issued policies with the usual exclusions for flood, wind-driven rain,
etc. Anyway, its the national loss picture that really matters this
year on top of the fire losses. Global warming is going to drive up
premium big time.

Not going to, already has. Everyone in America who insures property is
paying higher rates because of climate change. While the deniers
continue to deny, those whose business it is to deal with reality as it
is and crunch the numbers saw this happening a long time ago and have
been bumping up insurance premiums for years.

The devotion of many to advancing the wealth of the few at the expense
of most is an interesting phenomenon.