I don't tend to ride much when it's raining, but for cold days, I
usually just toss on a sweater, shin guards, gloves and a hat. If
you're putting the effort in to ride, usually you'll be generating
enough body heat to keep warm provided you cover the 'hot spots' on
your body; head, back of knees, armpits, joints in general.
If it's cold and windy I reccommend windproof clothing though. And
perhaps a new face when you get back inside.
--
flyer
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