Dave Tegart writes:

awful

Never ride into standing water! This is obviously a drain grate or
pothole. Also, looks like he was riding one handed to hold his
silly umbrella..

Bonus points for hanging onto the umbrella all the way down.

His fork got bent just the same. I find more interesting that the
photographer had the presence of mind to take the second shot after
taking the picture of a bicyclist with an umbrella in the first place.

Jobst Brandt