On Mon, 25 Jun 2018 15:28:42 -0700 (PDT), Simon Jester
wrote:

Similarly many people car share not realising 'for hire or reward' can mean paying for fuel.

Car share is not "for hire or reward" and paying for fuel (and
depreciation) will not affect insurance.

"It’s a commonly held myth that your car insurance policy may be
invalidated if you charge a colleague petrol money for a lift to work.
Admiral policies allow you to accept money for fuel if you carry
passengers as part of a car sharing arrangement. As long as you’re not
making a profit from providing a lift, your car hasn’t been made or
adapted to carry more than eight passengers and you’re not carrying
passengers as customers, your insurance is valid."

"Direct Line encourages car sharing as it is a great way of reducing
our carbon footprint. Our policies contain a condition which states
that we will not provide cover if the policyholder is profiting from
the hire of their vehicle. However, this does not apply to drivers who
are covering their running costs "

"Churchill is happy to cover car sharing as long as the policy holder
is not profiting from the hire of their vehicle... From a legal point
of view, the driver is not permitted to make a profit from providing a
lift; however, the contribution from passengers can include an
appropriate amount towards depreciation and wear and tear. "

"If you are offering lifts to people via sites like Liftshare.com as
long as you aren’t doing it to make a profit your insurance is
unaffected and would be covered as standard."

"Car sharing is a recognised concept, and is covered in Aviva’s policy
wording. In general terms, as long as there is no element of profit
and it’s not part of a business of carrying passengers then it’s
covered under an Aviva car insurance policy."