On Thu, 29 Dec 2011 14:35:52 +0000, Judith
wrote:

On Thu, 29 Dec 2011 11:26:38 +0000, Tom Crispin
wrote:

On Thu, 29 Dec 2011 10:39:39 +0000, Judith
wrote:

On Thu, 29 Dec 2011 04:57:25 +0000, Tom Crispin
wrote:


snip



So how would you propose to insure against the miniscule risk posed by
a three year old on a tricycle in a public space?


Some people would apply common sense and say that the insurance is only
required for those aged 14 and above.

Why 14?


Why not? Do you have a better suggestion?

(Sorry - I should of course have said "sensible suggestion")

Allow unlicenced road users use the road without let or hinderance.