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Old July 23rd 18, 09:49 AM posted to uk.rec.cycling
Simon Jester
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Posts: 2,727
Default Expert says: 85% (of cyclists) are not covered (by insurance) at all.

On Sunday, July 22, 2018 at 10:56:04 PM UTC+1, TMS320 wrote:
On 22/07/18 21:59, Simon Jester wrote:
On Sunday, July 22, 2018 at 2:51:57 PM UTC+1, TMS320 wrote:
On 21/07/18 14:04, Simon Jester wrote:
On Friday, July 20, 2018 at 7:21:00 AM UTC+1, MrCheerful wrote:
"85% are not covered at all."

But we are always told the vast majority of cyclists do have
insurance and how their fridge freezer cover applies to bicycle
riding.

We are all waiting for you to cite such a case. Do you have one
or are you mature enough to admit you are wrong?

Not a chance. He's too busy scanning hundreds of news sites for his
next link proving how evil cyclists are to respond to anything
here.

I believe the fridge freezer thing was put forward by another troll
in a jibe about home contents insurance. Somehow it's got stuck
into various dementia riddled brains that it was a cyclist that
said it.


Yes, I know it was. Because the bigots could not accept the fact that
most home insurance contains a public liability clause covering the
policy holder against all liabilities with a few exceptions. One of
those being the use of MOTOR vehicles.


Without checking I think the wording is just "vehicle use". (Then comes
the usual newsnet argument about the definition of a vehicle.) Needless
to say the ones of little brain can't find the section of the document
where the insurer gives us *their* definition of a vehicle.


Not Mine
All legal liabilities anywhere in the world.
Except motor and electric vehicles, with an exception to the exception of electrically powered bicycles.


Bit of a downer for those gleefully anticipating compulsory insurance for electric bicycles because I already have it and I doubt Nationwide's policy is unique in this.


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