On Friday, July 20, 2018 at 7:21:00 AM UTC+1, MrCheerful wrote:
"85% are not covered at all."

But we are always told the vast majority of cyclists do have insurance
and how their fridge freezer cover applies to bicycle riding.

https://www.mirror.co.uk/money/cycli...-risk-12943064

Please cite one example of someone claiming fridge freezer insurance covers bicycle riding.