On Monday, June 7, 2021 at 11:43:52 AM UTC-5, wrote:
I'm just tired of Frank trying to tell us that money can't be made in the market on a consistent basis because he doesn't have any investments.

Who on earth on this forum made such comments? Based on Frank's posts on this forum, I am positive he is smart enough not to make such a comment. Almost everyone on earth who has any education at all knows not to make that comment.

https://en.wikipedia.org/wiki/S%26P_500#History
Above is a link to the S&P 500 index in Wikipedia. It has a table at the bottom of the page that shows the annual return. It has a column showing the 25 year return too. Goes from 1970 to 2020. 50 years of results for the S&P 500. 50 years is a good range to consider. Some of the people on this forum may have been investing in the markets for 50 years now. The last line shown is 2020. Six months ago. The 25 year annual return as of end of 2020 was 9.56% annual return. Assume dividends reinvested. So for every $1 you put into the S&P 500 on January 1, 1996 up until December 31, 2020, you would now have $9.80. Roughly a 10 times return in 25 years. So if you put in $100,000 in 1996, you'd be almost a millionaire today. Or six months ago. Everyone with any upper level schooling, and probably most of those with less education too, understand how compound interest works. And for the stock market, whether its the total market, the SP500, the Nasdaq, or mid or small cap, over time it gives a good solid return. Due to the growth of civilization on Earth.