On 20/07/2018 07:20, MrCheerful wrote:

"85% are not covered at all."

But we are always told the vast majority of cyclists do have insurance
and how their fridge freezer cover applies to bicycle riding.

https://www.mirror.co.uk/money/cycli...-risk-12943064

QUOTE (caption):
There are 3 types of cyclist - ones that have come off their bikes, ones
that are currently coming off their bikes and ones that haven't come off
their bikes... yet
ENDQUOTE