On Wed, 13 Jun 2007, wriggy wrote:

You could spend on of the weeks money you save commuting on uni on
joining the CTC then you will have access to free legal aid and third
party insurance ( assuming they include unicycles )

The third party insurance is for protecting you if someone claims
you've injured them or damaged their property - it won't pay for
penalty charges.

The legal stuff is predominantly for assisting you to make a claim if
someone else injures you and you need to pursue them for damages.
They might help with more than that, but it's not the primary
purpose, and I wouldn't pin many hopes on it in the penalty charge
situation.

Some home insurance policies include legal advice helplines - but it's
generally just advice over the phone.

regards, Ian SMith
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