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Cyclist accident insurance
I guess this question may have been asked many times but here goes once
again. Does anyone have any recommendations on what is the best accident insurance to get for cyclists. I have looked at the bicycle Victoria web site and that has an option but, I am now struggling to find any other options. What I'm looking to insure is me against an accident, me hitting someone and my bike against theft or damage. The bicycle insurance by bike Vic seems ok but I remember hearing someone say that it was limited and they got another supa-dupa version. Obviously I can't remember who told me that as I would ask them. Anyway any information would be gratefully appreciated. ------ John. |
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#2
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Cyclist accident insurance
sss Wrote: I guess this question may have been asked many times but here goes onc again. Does anyone have any recommendations on what is the bes acciden insurance to get for cyclists I have looked at the bicycle Victoria web site and that has an optio but, am now struggling to find any other options. What I'm looking t insure i me against an accident, me hitting someone and my bike against theft o damage. The bicycle insurance by bike Vic seems ok but I remembe hearin someone say that it was limited and they got another supa-dupa version Obviously I can't remember who told me that as I would ask them Anyway any information would be gratefully appreciated ----- John. not sure of your personal situation, however we have house an contents and I was able to pay a little extra up front and basically m bike is covered against anything at all, theft, damage, me causin damage, someone causing damage to it, etc... if the bicycle victori insurance is like most of sporting bodies I have been insured throug it is hardly worth the bother, maybe because this is an optional one might be a little better -- MikeyO |
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Cyclist accident insurance
On Tue, 12 Jul 2005 13:32:40 +1000, "sss" news.iprimus.com.au wrote:
I guess this question may have been asked many times but here goes once again. Does anyone have any recommendations on what is the best accident insurance to get for cyclists. I have looked at the bicycle Victoria web site and that has an option but, I am now struggling to find any other options. What I'm looking to insure is me against an accident, me hitting someone and my bike against theft or damage. The bicycle insurance by bike Vic seems ok but I remember hearing someone say that it was limited and they got another supa-dupa version. Obviously I can't remember who told me that as I would ask them. Anyway any information would be gratefully appreciated. I have the BV insurance (so does everyone who's a BV member). It covers accident damage etc, but has a $1000(!) excess. I also have bike insurance through my contents insurance (for theft etc) which is brokered by Middleditch, but is actually CGU I think. It's (or was) touted by BV too. |
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Cyclist accident insurance
MikeyOz Wrote: not sure of your personal situation, however we have house and content and I was able to pay a little extra up front and basically my bike i covered against anything at all, theft, damage, me causing damage someone causing damage to it, etc... if the bicycle victoria insuranc is like most of sporting bodies I have been insured through it i hardly worth the bother, maybe because this is an optional one, migh be a little better. does that insurance cover you for damage/theft outside of you premises? i think it was Yuri Budilov(sp?) who got his stolen recently.. -- flyingdutch |
#5
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Cyclist accident insurance
flyingdutch Wrote: does that insurance cover you for damage/theft outside of you premises? i think it was Yuri Budilov(sp?) who got his stolen recently... Yep, I checked and double checked, after my wife checked and doubl checked, before she paid the extra amount, I sleep easily at night -- MikeyO |
#6
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Cyclist accident insurance
MikeyOz Wrote: Yep, I checked and double checked, after my wife checked and doubl checked, before she paid the extra amount, I sleep easily at night. think if i ask nicely your wife can pay mine too? : -- flyingdutch |
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Cyclist accident insurance
flyingdutch Wrote: think if i ask nicely your wife can pay mine too? i'll get back to you on that one, but don't hold your breath she only agreed to do it because she dreaded the idea of spendin another 6 months going to bike shops and looking at "stupid" bikes i anything happened to it -- MikeyO |
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Cyclist accident insurance
MikeyOz Wrote: i'll get back to you on that one, but don't hold your breath she only agreed to do it because she dreaded the idea of spendin another 6 months going to bike shops and looking at "stupid" bikes i anything happened to it. dang! good ploy!!! hang on, i do that anyway... the kids walk inbetween me and LBS to ensure we dont 'invest' time. silly kids... Come to think about it, how many people in here have 'understanding' o better yet, cycling partners??? I can think of 2.. -- flyingdutch |
#9
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Cyclist accident insurance
flyingdutch Wrote: dang! good ploy!! hang on, i do that anyway.. the kids walk inbetween me and LBS to ensure we dont 'invest' time silly kids.. Come to think about it, how many people in here have 'understanding' o better yet, cycling partners??? I can think of 2... *waves my hand* yep! :-) both understanding and cycling (do I ge extra points for my good taste?) I do get a bit antsy if he gets mor riding time than I do though (like, um, lately...) Oh, and I went with the Middlemitch broker as well; my cover is wit QBE. Apparently it covers most disasters. This was after leavin AAMI, who would only cover bikes off the property if they.. (wait for this... it was priceless).. They would only cover bikes if they weren't being ridden. Honest. (They do apparently cover jewellry - i wish! - if it is being worn, an cameras while in the process of taking pictures. Only bikes wer singled out for not being covered when they were actually being use like, well, bikes.) This was - as whoever was on the 'phone patientl explained - in case i 'dropped it or something'. (Rumours about my inability to stay upright are just rumours... honest! Ok, so there was that one time... but AAMI wouldn't have known of it cheers al -- alison_b |
#10
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Cyclist accident insurance
"flyingdutch" wrote: Come to think about it, how many people in here have 'understanding' or better yet, cycling partners??? I can think of 2... Last Saturday afternoon, out on a bike ride with the wife and kids, riding down a rough gravel road (cough... muddy, guttered farmer's goat track... grumble) in the dripping rain, to find a bush campsite in 5 deg temperatures and setup camp for the night. I think that vcounts as an understanding cyling partner. Cheers Peter |
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