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#101
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Stress Analysis in the Design of Bicycle Infrastructure
On 2017-08-16 17:29, John B. wrote:
On Wed, 16 Aug 2017 06:52:32 -0700, Joerg wrote: On 2017-08-15 16:49, John B. wrote: On Tue, 15 Aug 2017 07:05:08 -0700, Joerg wrote: On 2017-08-14 23:15, John B. wrote: [...] Given that the Virgin Group (net worth 5 - 5.5 billion Sterling, estimated in 2014) started with Richard Branson selling bootleg records out of the trunk of his car, it doesn't sound like a business is too difficult to get going in Europe. Look at where he does most of his business though. Today, yes. The point though was that Branson started a business selling bootleg records from the trunk of his car and built it into a billion dollar business. Although you argue that there is so much to impede a startup business in Europe. Selling bootleg records is illegal in Britain and almost anywhere else if that hasn't occurred to you yet. You can start a "business" that way in any country as long as they don't arrest you. Certainly. As Branson described it they were records made in France and brought into England without paying import duty. I meant starting the honest way. I did, in Europe. And in the US. The point is that in spite of your claim of how difficult it is to start a business in Europe Branson started a multi-billion quid business in the simplest way possible, selling stuff out of the trunk of his car. Thus, it appears that starting a business is not that difficult. According to what you wrote above he broke the law, plain and simple. Lots of people build businesses by breaking the law. That does not make it right and does not prove a good business climate. -- Regards, Joerg http://www.analogconsultants.com/ |
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#102
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Stress Analysis in the Design of Bicycle Infrastructure
On Thu, 17 Aug 2017 11:36:35 -0700, Joerg
wrote: On 2017-08-16 17:41, John B. wrote: On Wed, 16 Aug 2017 06:55:26 -0700, Joerg wrote: On 2017-08-15 16:55, John B. wrote: On Tue, 15 Aug 2017 07:09:32 -0700, Joerg wrote: On 2017-08-14 20:09, jbeattie wrote: [...] ... After Prop 13, there are few property tax dollars for transportation projects. Maybe SMS can weigh in on this. But I do know you pay practically nothing for property tax. I probably paid that much 20 years ago for a dinger house in a sketchy part of town. Why did you do that? Assuming that you are a normal, intelligent person the question might arise as to why you immigrated almost half way round the world to settle in a state with, perhaps the highest tax burden in the U.S., and now complain about it? Sometimes people have to do job-related moves. Ah, you mean that design of small electronic devise was no longer done in Europe so one had to immigrate the New World? Cutting edge medical ultrasound technology had dried up rather fast over there. That was my field of work. Then, like in my case, one can hardly predict when years later a IMO not very competent governor ruins the works. Oh well, some day we might move. Southern Utah looks good. So does Northern Arizona. But Good Lord! How else can the government get the money to build the bicycle paths that you demand in the name of SAFETY unless they DO increase taxes? They increase taxes to give government workers a whopping 50% retirement raise. Now the local and state bureaucracies no longer know how they are ever going to pay for that. Are you sure about that? My understanding was that retirement for state employees was funded by CalPERS which I read has, as of June 30, 2014, CalPERS managed the largest public pension fund in the United States, with $300.3 billion in assets. But you seem to be saying that the retirement for the 1.6 million (2014) retired state employees is paid directly by the California state government. After all, any suggestion of asking the bicycling public to pay for their tiny little highways meets with a united front - "WE DON'T WANNA PAY!" So what else can the state do? Why, tax everyone. In this way the bicycling fanatics won't be singled out as if everyone is taxed then everyone is treated equally. Political correctness at its best! No. Privatize. Hire non-government contractors to build bike paths. That is cheaper and result in better quality. We've got some prime examples in my area how not to do it. But where is the money coming from? You don't want to pay taxes but you want non-government contractors. Are there non-governmental contractors that work for free? -- Cheers, John B. |
#103
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Stress Analysis in the Design of Bicycle Infrastructure
On Thu, 17 Aug 2017 11:37:58 -0700, Joerg
wrote: On 2017-08-16 17:29, John B. wrote: On Wed, 16 Aug 2017 06:52:32 -0700, Joerg wrote: On 2017-08-15 16:49, John B. wrote: On Tue, 15 Aug 2017 07:05:08 -0700, Joerg wrote: On 2017-08-14 23:15, John B. wrote: [...] Given that the Virgin Group (net worth 5 - 5.5 billion Sterling, estimated in 2014) started with Richard Branson selling bootleg records out of the trunk of his car, it doesn't sound like a business is too difficult to get going in Europe. Look at where he does most of his business though. Today, yes. The point though was that Branson started a business selling bootleg records from the trunk of his car and built it into a billion dollar business. Although you argue that there is so much to impede a startup business in Europe. Selling bootleg records is illegal in Britain and almost anywhere else if that hasn't occurred to you yet. You can start a "business" that way in any country as long as they don't arrest you. Certainly. As Branson described it they were records made in France and brought into England without paying import duty. I meant starting the honest way. I did, in Europe. And in the US. The point is that in spite of your claim of how difficult it is to start a business in Europe Branson started a multi-billion quid business in the simplest way possible, selling stuff out of the trunk of his car. Thus, it appears that starting a business is not that difficult. According to what you wrote above he broke the law, plain and simple. Lots of people build businesses by breaking the law. That does not make it right and does not prove a good business climate. What in the world does that have to do with anything. We are talking about starting a business and you keep discovering arguments why it won't work, when Branson is standing right there in front of you counting his money. The fact is that the British government did subsequently investigate Branson for failure to pay taxes and, I believe, that he did make some sort of payment to the government to resolve the problem. So, apparently the British government is satisfied and Branson is counting his money, and you are arguing that "it won't work". -- Cheers, John B. |
#104
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Stress Analysis in the Design of Bicycle Infrastructure
On 8/17/2017 7:57 PM, John B. wrote:
On Thu, 17 Aug 2017 11:36:35 -0700, Joerg wrote: On 2017-08-16 17:41, John B. wrote: On Wed, 16 Aug 2017 06:55:26 -0700, Joerg wrote: On 2017-08-15 16:55, John B. wrote: On Tue, 15 Aug 2017 07:09:32 -0700, Joerg wrote: On 2017-08-14 20:09, jbeattie wrote: [...] ... After Prop 13, there are few property tax dollars for transportation projects. Maybe SMS can weigh in on this. But I do know you pay practically nothing for property tax. I probably paid that much 20 years ago for a dinger house in a sketchy part of town. Why did you do that? Assuming that you are a normal, intelligent person the question might arise as to why you immigrated almost half way round the world to settle in a state with, perhaps the highest tax burden in the U.S., and now complain about it? Sometimes people have to do job-related moves. Ah, you mean that design of small electronic devise was no longer done in Europe so one had to immigrate the New World? Cutting edge medical ultrasound technology had dried up rather fast over there. That was my field of work. Then, like in my case, one can hardly predict when years later a IMO not very competent governor ruins the works. Oh well, some day we might move. Southern Utah looks good. So does Northern Arizona. But Good Lord! How else can the government get the money to build the bicycle paths that you demand in the name of SAFETY unless they DO increase taxes? They increase taxes to give government workers a whopping 50% retirement raise. Now the local and state bureaucracies no longer know how they are ever going to pay for that. Are you sure about that? My understanding was that retirement for state employees was funded by CalPERS which I read has, as of June 30, 2014, CalPERS managed the largest public pension fund in the United States, with $300.3 billion in assets. But you seem to be saying that the retirement for the 1.6 million (2014) retired state employees is paid directly by the California state government. After all, any suggestion of asking the bicycling public to pay for their tiny little highways meets with a united front - "WE DON'T WANNA PAY!" So what else can the state do? Why, tax everyone. In this way the bicycling fanatics won't be singled out as if everyone is taxed then everyone is treated equally. Political correctness at its best! No. Privatize. Hire non-government contractors to build bike paths. That is cheaper and result in better quality. We've got some prime examples in my area how not to do it. But where is the money coming from? You don't want to pay taxes but you want non-government contractors. Are there non-governmental contractors that work for free? in re pension/benefit obligations: http://www.governing.com/gov-data/st...ions-data.html It's not just New Jersey and Illinois- they just got caught sooner[1]. One might think that $300 billion of assets is a large pile of money. In the real world, maybe. For Calpers, it is not. It's insufficient and their earnings projections are pure fantasy - they fall short every year. A public stock company who tried a pale portion of public pension shenaningans would see its directors & officers jailed and the firm bankrupted promptly. It's worse than that chart shows as the off-book unfunded public obligations are not huge, they are garganatuan. My state is an absolute anomaly with full funding. The rest suck to various degrees of profligacy all of which will punish their children severely from destitution to slavery and nothing is getting any better. But hey, any politician will vote for spending whose bill is due after his terms are at an end. Adults with adult sensibilities are scarce in the field. [1] Puerto Rico is in a class by itself, sadly. -- Andrew Muzi www.yellowjersey.org/ Open every day since 1 April, 1971 |
#105
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Stress Analysis in the Design of Bicycle Infrastructure
On 8/17/2017 8:04 PM, John B. wrote:
On Thu, 17 Aug 2017 11:37:58 -0700, Joerg wrote: On 2017-08-16 17:29, John B. wrote: On Wed, 16 Aug 2017 06:52:32 -0700, Joerg wrote: On 2017-08-15 16:49, John B. wrote: On Tue, 15 Aug 2017 07:05:08 -0700, Joerg wrote: On 2017-08-14 23:15, John B. wrote: [...] Given that the Virgin Group (net worth 5 - 5.5 billion Sterling, estimated in 2014) started with Richard Branson selling bootleg records out of the trunk of his car, it doesn't sound like a business is too difficult to get going in Europe. Look at where he does most of his business though. Today, yes. The point though was that Branson started a business selling bootleg records from the trunk of his car and built it into a billion dollar business. Although you argue that there is so much to impede a startup business in Europe. Selling bootleg records is illegal in Britain and almost anywhere else if that hasn't occurred to you yet. You can start a "business" that way in any country as long as they don't arrest you. Certainly. As Branson described it they were records made in France and brought into England without paying import duty. I meant starting the honest way. I did, in Europe. And in the US. The point is that in spite of your claim of how difficult it is to start a business in Europe Branson started a multi-billion quid business in the simplest way possible, selling stuff out of the trunk of his car. Thus, it appears that starting a business is not that difficult. According to what you wrote above he broke the law, plain and simple. Lots of people build businesses by breaking the law. That does not make it right and does not prove a good business climate. What in the world does that have to do with anything. We are talking about starting a business and you keep discovering arguments why it won't work, when Branson is standing right there in front of you counting his money. The fact is that the British government did subsequently investigate Branson for failure to pay taxes and, I believe, that he did make some sort of payment to the government to resolve the problem. So, apparently the British government is satisfied and Branson is counting his money, and you are arguing that "it won't work". Hell who hasn't done similar? My first import business consisted of buying Postal Money orders for Sterling on payday, mailing them to a friend in England who sent me Czech tubulars marked "Goods of British Origin" as selling communist goods was illegal here [1]. As long as I sold most of them before the rent was due, I came out OK. Legal businesses just do not have much net margin which is I think what Joerg implied. [1] Barum made very nice quality tubulars at a great price even after my filthy margin. -- Andrew Muzi www.yellowjersey.org/ Open every day since 1 April, 1971 |
#106
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Stress Analysis in the Design of Bicycle Infrastructure
On Thu, 17 Aug 2017 21:01:47 -0500, AMuzi wrote:
On 8/17/2017 8:04 PM, John B. wrote: On Thu, 17 Aug 2017 11:37:58 -0700, Joerg wrote: On 2017-08-16 17:29, John B. wrote: On Wed, 16 Aug 2017 06:52:32 -0700, Joerg wrote: On 2017-08-15 16:49, John B. wrote: On Tue, 15 Aug 2017 07:05:08 -0700, Joerg wrote: On 2017-08-14 23:15, John B. wrote: [...] Given that the Virgin Group (net worth 5 - 5.5 billion Sterling, estimated in 2014) started with Richard Branson selling bootleg records out of the trunk of his car, it doesn't sound like a business is too difficult to get going in Europe. Look at where he does most of his business though. Today, yes. The point though was that Branson started a business selling bootleg records from the trunk of his car and built it into a billion dollar business. Although you argue that there is so much to impede a startup business in Europe. Selling bootleg records is illegal in Britain and almost anywhere else if that hasn't occurred to you yet. You can start a "business" that way in any country as long as they don't arrest you. Certainly. As Branson described it they were records made in France and brought into England without paying import duty. I meant starting the honest way. I did, in Europe. And in the US. The point is that in spite of your claim of how difficult it is to start a business in Europe Branson started a multi-billion quid business in the simplest way possible, selling stuff out of the trunk of his car. Thus, it appears that starting a business is not that difficult. According to what you wrote above he broke the law, plain and simple. Lots of people build businesses by breaking the law. That does not make it right and does not prove a good business climate. What in the world does that have to do with anything. We are talking about starting a business and you keep discovering arguments why it won't work, when Branson is standing right there in front of you counting his money. The fact is that the British government did subsequently investigate Branson for failure to pay taxes and, I believe, that he did make some sort of payment to the government to resolve the problem. So, apparently the British government is satisfied and Branson is counting his money, and you are arguing that "it won't work". Hell who hasn't done similar? My first import business consisted of buying Postal Money orders for Sterling on payday, mailing them to a friend in England who sent me Czech tubulars marked "Goods of British Origin" as selling communist goods was illegal here [1]. As long as I sold most of them before the rent was due, I came out OK. When I was in Vietnam busily making the world safe from communism, I order a packet of 1/2" x 13 tpi taps through the USAF supply system. The taps duly arrived and each tap was lovingly marked "Product of Yugoslavia". Legal businesses just do not have much net margin which is I think what Joerg implied. One can only speculate where the modern sellers of marijuana, in the states where it is now legal, got their start? [1] Barum made very nice quality tubulars at a great price even after my filthy margin. -- Cheers, John B. |
#107
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Stress Analysis in the Design of Bicycle Infrastructure
On Thu, 17 Aug 2017 20:56:24 -0500, AMuzi wrote:
On 8/17/2017 7:57 PM, John B. wrote: On Thu, 17 Aug 2017 11:36:35 -0700, Joerg wrote: On 2017-08-16 17:41, John B. wrote: On Wed, 16 Aug 2017 06:55:26 -0700, Joerg wrote: On 2017-08-15 16:55, John B. wrote: On Tue, 15 Aug 2017 07:09:32 -0700, Joerg wrote: On 2017-08-14 20:09, jbeattie wrote: [...] ... After Prop 13, there are few property tax dollars for transportation projects. Maybe SMS can weigh in on this. But I do know you pay practically nothing for property tax. I probably paid that much 20 years ago for a dinger house in a sketchy part of town. Why did you do that? Assuming that you are a normal, intelligent person the question might arise as to why you immigrated almost half way round the world to settle in a state with, perhaps the highest tax burden in the U.S., and now complain about it? Sometimes people have to do job-related moves. Ah, you mean that design of small electronic devise was no longer done in Europe so one had to immigrate the New World? Cutting edge medical ultrasound technology had dried up rather fast over there. That was my field of work. Then, like in my case, one can hardly predict when years later a IMO not very competent governor ruins the works. Oh well, some day we might move. Southern Utah looks good. So does Northern Arizona. But Good Lord! How else can the government get the money to build the bicycle paths that you demand in the name of SAFETY unless they DO increase taxes? They increase taxes to give government workers a whopping 50% retirement raise. Now the local and state bureaucracies no longer know how they are ever going to pay for that. Are you sure about that? My understanding was that retirement for state employees was funded by CalPERS which I read has, as of June 30, 2014, CalPERS managed the largest public pension fund in the United States, with $300.3 billion in assets. But you seem to be saying that the retirement for the 1.6 million (2014) retired state employees is paid directly by the California state government. After all, any suggestion of asking the bicycling public to pay for their tiny little highways meets with a united front - "WE DON'T WANNA PAY!" So what else can the state do? Why, tax everyone. In this way the bicycling fanatics won't be singled out as if everyone is taxed then everyone is treated equally. Political correctness at its best! No. Privatize. Hire non-government contractors to build bike paths. That is cheaper and result in better quality. We've got some prime examples in my area how not to do it. But where is the money coming from? You don't want to pay taxes but you want non-government contractors. Are there non-governmental contractors that work for free? in re pension/benefit obligations: http://www.governing.com/gov-data/st...ions-data.html It's not just New Jersey and Illinois- they just got caught sooner[1]. One might think that $300 billion of assets is a large pile of money. In the real world, maybe. For Calpers, it is not. It's insufficient and their earnings projections are pure fantasy - they fall short every year. A public stock company who tried a pale portion of public pension shenaningans would see its directors & officers jailed and the firm bankrupted promptly. It's worse than that chart shows as the off-book unfunded public obligations are not huge, they are garganatuan. My state is an absolute anomaly with full funding. The rest suck to various degrees of profligacy all of which will punish their children severely from destitution to slavery and nothing is getting any better. But hey, any politician will vote for spending whose bill is due after his terms are at an end. Adults with adult sensibilities are scarce in the field. [1] Puerto Rico is in a class by itself, sadly. I firmly believe that the majority of government spending is based on only a couple, maybe three, things. (1) what will get me reelected, (2) what will get me the most help in getting reelected and (3) what will gets me the most votes so that I can be reelected. Look at medical schemes. In Thailand a Thai citizen pay 30 baht ( 1/10th of the minimum daily salary) to visit a State clinic. All medical treatment and medicines prescribed by the doctor is free. This system was originally yet another reason to elect the Shinawat regime who effectively bought Thailand and is, of course, so popular that no future government would dare to change it. Compare this with the U.S. Then compare the pharmaceutical industry of Thailand and the U.S. -- Cheers, John B. |
#108
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Stress Analysis in the Design of Bicycle Infrastructure
On 2017-08-17 17:57, John B. wrote:
On Thu, 17 Aug 2017 11:36:35 -0700, Joerg wrote: On 2017-08-16 17:41, John B. wrote: On Wed, 16 Aug 2017 06:55:26 -0700, Joerg wrote: On 2017-08-15 16:55, John B. wrote: On Tue, 15 Aug 2017 07:09:32 -0700, Joerg wrote: On 2017-08-14 20:09, jbeattie wrote: [...] ... After Prop 13, there are few property tax dollars for transportation projects. Maybe SMS can weigh in on this. But I do know you pay practically nothing for property tax. I probably paid that much 20 years ago for a dinger house in a sketchy part of town. Why did you do that? Assuming that you are a normal, intelligent person the question might arise as to why you immigrated almost half way round the world to settle in a state with, perhaps the highest tax burden in the U.S., and now complain about it? Sometimes people have to do job-related moves. Ah, you mean that design of small electronic devise was no longer done in Europe so one had to immigrate the New World? Cutting edge medical ultrasound technology had dried up rather fast over there. That was my field of work. Then, like in my case, one can hardly predict when years later a IMO not very competent governor ruins the works. Oh well, some day we might move. Southern Utah looks good. So does Northern Arizona. But Good Lord! How else can the government get the money to build the bicycle paths that you demand in the name of SAFETY unless they DO increase taxes? They increase taxes to give government workers a whopping 50% retirement raise. Now the local and state bureaucracies no longer know how they are ever going to pay for that. Are you sure about that? Yes. My understanding was that retirement for state employees was funded by CalPERS which I read has, as of June 30, 2014, CalPERS managed the largest public pension fund in the United States, with $300.3 billion in assets. But you seem to be saying that the retirement for the 1.6 million (2014) retired state employees is paid directly by the California state government. In essence it is. CalPERS got a blank check. Because of wanton doling out of increases they are now grossly underfunded. So they send the government a yearly bill. "This is how many billions we need this year and this is, therefore, what you owe us". After all, any suggestion of asking the bicycling public to pay for their tiny little highways meets with a united front - "WE DON'T WANNA PAY!" So what else can the state do? Why, tax everyone. In this way the bicycling fanatics won't be singled out as if everyone is taxed then everyone is treated equally. Political correctness at its best! No. Privatize. Hire non-government contractors to build bike paths. That is cheaper and result in better quality. We've got some prime examples in my area how not to do it. But where is the money coming from? You don't want to pay taxes but you want non-government contractors. Are there non-governmental contractors that work for free? I am gladly willing to pay taxes if they are used effectively. _Not_ like they did on a local county road where they re-dedicated a shoulder into a glorified bike lane and "re-paved" it. Ever since that time it is the lumpiest piece of asphalt I ride on. In contrast, there are residential neighborhoods nearby where roads and bike paths have been built by private contractors. Smooth as silk even after years of trucks rolling across. -- Regards, Joerg http://www.analogconsultants.com/ |
#109
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Stress Analysis in the Design of Bicycle Infrastructure
On 2017-08-17 18:04, John B. wrote:
On Thu, 17 Aug 2017 11:37:58 -0700, Joerg wrote: On 2017-08-16 17:29, John B. wrote: On Wed, 16 Aug 2017 06:52:32 -0700, Joerg wrote: On 2017-08-15 16:49, John B. wrote: On Tue, 15 Aug 2017 07:05:08 -0700, Joerg wrote: On 2017-08-14 23:15, John B. wrote: [...] Given that the Virgin Group (net worth 5 - 5.5 billion Sterling, estimated in 2014) started with Richard Branson selling bootleg records out of the trunk of his car, it doesn't sound like a business is too difficult to get going in Europe. Look at where he does most of his business though. Today, yes. The point though was that Branson started a business selling bootleg records from the trunk of his car and built it into a billion dollar business. Although you argue that there is so much to impede a startup business in Europe. Selling bootleg records is illegal in Britain and almost anywhere else if that hasn't occurred to you yet. You can start a "business" that way in any country as long as they don't arrest you. Certainly. As Branson described it they were records made in France and brought into England without paying import duty. I meant starting the honest way. I did, in Europe. And in the US. The point is that in spite of your claim of how difficult it is to start a business in Europe Branson started a multi-billion quid business in the simplest way possible, selling stuff out of the trunk of his car. Thus, it appears that starting a business is not that difficult. According to what you wrote above he broke the law, plain and simple. Lots of people build businesses by breaking the law. That does not make it right and does not prove a good business climate. What in the world does that have to do with anything. We are talking about starting a business and you keep discovering arguments why it won't work, when Branson is standing right there in front of you counting his money. Joaquin Guzman also stood in front of us counting his money. The fact is that the British government did subsequently investigate Branson for failure to pay taxes and, I believe, that he did make some sort of payment to the government to resolve the problem. Ah yes, that makes selling bootleg records as you said ok? So, apparently the British government is satisfied and Branson is counting his money, and you are arguing that "it won't work". Again, according to what you wrote he started his business via _illegal_ activity. -- Regards, Joerg http://www.analogconsultants.com/ |
#110
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Stress Analysis in the Design of Bicycle Infrastructure
On 8/18/2017 12:52 PM, Joerg wrote:
In essence it is. CalPERS got a blank check. Because of wanton doling out of increases they are now grossly underfunded. So they send the government a yearly bill. "This is how many billions we need this year and this is, therefore, what you owe us". It's not the "wanton doling out of increases," the increases are determined by formulas put into place when the employee is hired, no one increases it "wantonly." Many cities have taken steps to reduce the pension costs for the long term, but in the short term there will be a lot of retirees collecting pensions for decades. The real cause of the CalPERS under-funding is the reduction in the predicted rate of return on investments. Every time CalPERS reduces the predicted return, the local and state governments have to ante up the difference. As an elected official, I now get to worry about this! A reduction of 0.5% in the predicted rate of return may not sound like much, but even for a moderately sized city it can amount to a lot of money in additional funding. See https://www.calpers.ca.gov/page/newsroom/calpers-news/2016/calpers-lower-discount-rate. http://www.latimes.com/projects/la-le-me-richmond-pensions/. --- This email has been checked for viruses by Avast antivirus software. https://www.avast.com/antivirus |
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