Home insurance

Received my home insurance renewal documents this morning (Sainsbury's
Bank), I noticed there is change to another admin company, effectively a
tranfer of policy to another company, so duly checked through it, what do
you know, no special mention of specific pedal cycles, maximum pedal cycle
cover £500.
I duly ring up and ask about my two £1300 recumbents that have always been
named on the past policy, "sorry, we cannot cover them with this policy",
but, I say, if this is a direct transfer of policy you are obliged to
provide cover for the first year as you have not given me due notice, "oh,
hold on..... ok, they are covered this year but will not be after the next
renewal, we will send a letter of confirmation".
Bugger, they were competitively priced, any ideas for next year people?

--
Ian

http://www.catrike.co.uk

I have always used Legal & General to cover my bikes including a Trek OCLV
road bike, I have to supply them with frame numbers an pay a small extra
premium on my standard contents policy. I made a claim a few years ago
which they paid up without an issue.

Paul

"Ian" wrote in message
...
Received my home insurance renewal documents this morning (Sainsbury's
Bank), I noticed there is change to another admin company, effectively a
tranfer of policy to another company, so duly checked through it, what do
you know, no special mention of specific pedal cycles, maximum pedal cycle
cover £500.
I duly ring up and ask about my two £1300 recumbents that have always been
named on the past policy, "sorry, we cannot cover them with this policy",
but, I say, if this is a direct transfer of policy you are obliged to
provide cover for the first year as you have not given me due notice, "oh,
hold on..... ok, they are covered this year but will not be after the next
renewal, we will send a letter of confirmation".
Bugger, they were competitively priced, any ideas for next year people?

--
Ian

http://www.catrike.co.uk

Ian wrote:

Received my home insurance renewal documents this morning (Sainsbury's
Bank), I noticed there is change to another admin company, effectively a
tranfer of policy to another company, so duly checked through it, what do
you know, no special mention of specific pedal cycles, maximum pedal cycle
cover £500.
I duly ring up and ask about my two £1300 recumbents that have always been
named on the past policy, "sorry, we cannot cover them with this policy",
but, I say, if this is a direct transfer of policy you are obliged to
provide cover for the first year as you have not given me due notice, "oh,
hold on..... ok, they are covered this year but will not be after the next
renewal, we will send a letter of confirmation".
Bugger, they were competitively priced, any ideas for next year people?

Mine are covered at home (up to £1500 each) but it would cost over
£300/year for cover when they're out and about. I bough a big lock.

On Thu, 18 Sep 2003 09:57:56 +0100, Ian
wrote:

Received my home insurance renewal documents this morning (Sainsbury's
Bank), I noticed there is change to another admin company, effectively a
tranfer of policy to another company, so duly checked through it, what do
you know, no special mention of specific pedal cycles, maximum pedal cycle
cover £500.
I duly ring up and ask about my two £1300 recumbents that have always been
named on the past policy, "sorry, we cannot cover them with this policy",
but, I say, if this is a direct transfer of policy you are obliged to
provide cover for the first year as you have not given me due notice, "oh,
hold on..... ok, they are covered this year but will not be after the next
renewal, we will send a letter of confirmation".
Bugger, they were competitively priced, any ideas for next year people?

More Than covered my recumbent and Mrs. G.s Dawes.
Their cycle insurance covers any 2 bikes up to a value of £2500
*each*, new for old, no catches other than it has to be locked when
unattended. No specific named lock is required. Give them a call for
more details. We changed our contents insurance to them and ended up
paying about a fiver a month more for bike cover than what we paid for
contents without. Good value, IMO. Of course, I haven't had to make a
claim, yet...
--
DG

Bah!

Disgruntled Goat said:

More Than covered my recumbent and Mrs. G.s Dawes.
Their cycle insurance covers any 2 bikes up to a value of £2500
*each*, new for old, no catches
[snip]
Good value, IMO. Of course, I haven't had to make a
claim, yet...

And if you do, you will find that they are courteous, efficient and
any delays in payment are down to you not sending them the (minimal)
paperwork they've asked for.

Only downside is that they may try to pay a bike claim with a Halfords
voucher, but they backed off and sent a proper, real cheque with
very little quibbling.

John

On 21 Sep 2003 09:39:57 GMT, (SabineUK) wrote:

Disgruntled Goat said:

More Than covered my recumbent and Mrs. G.s Dawes.
Their cycle insurance covers any 2 bikes up to a value of £2500
*each*, new for old, no catches
[snip]
Good value, IMO. Of course, I haven't had to make a
claim, yet...

And if you do, you will find that they are courteous, efficient and
any delays in payment are down to you not sending them the (minimal)
paperwork they've asked for.

So, after-sales is about as good as pre-sales, then. Nice.

Only downside is that they may try to pay a bike claim with a Halfords
voucher, but they backed off and sent a proper, real cheque with
very little quibbling.

As long as they're prepared to quibble, that's fine. They do seem to
be very customer-focused. I haven't heard a bad word about them so
far.
--
DG

Bah!