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3rd party liability insurance
Hello,
Bike owning newbie here, apologies for barging into your ng ;-) I own a 2nd hand cheap and nasty Raleigh mountain bike for the purpose of to-ing and fro-ing a skint student in Nottingham. I've had a couple of prangs, both completely my fault and all injuries/damage only involved me. In the first one I hit another car, involved the police/ambulance etc. So now I'm thinking that i should really have 3rd party liability. I realise you can get it through membership of clubs like British Cycling, but I wondered if there was a way for me to just get this insurance alone, and whether it would be cheaper. I'm too busy with my degree to read all the gumph a club would send me, and not particularly interested in racing or blah de blah. Although I guess they will probably do good things with my wonga. TIA. Roz. P.S. Any cunning way to prevent your bar ends from getting swiped? -- Posted via Mailgate.ORG Server - http://www.Mailgate.ORG |
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#2
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3rd party liability insurance
If you join the CTC, standard membership is £30.50 and Under 26 is only £11
For your membership what you get includes: - Free £5m third party insurance Free cycling related legal advice Discounts at shops, travel firms and cycle hire centres Cycle specific travel insurance Cycle Rescue service Bi-monthly magazine (worth £18) So your money is well-spent, and the CTC is much cheaper than joining British Cycling - and if you aren't doing BC races, prob CTC membership is more up your street, I would have thought. www.ctc.org.uk Cheers, helen s --This is an invalid email address to avoid spam-- to get correct one remove fame & fortune **$om $ --Due to financial crisis the light at the end of the tunnel is switched off-- |
#3
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3rd party liability insurance
Roz Holmes wrote:
Hello, Bike owning newbie here, apologies for barging into your ng ;-) I own a 2nd hand cheap and nasty Raleigh mountain bike for the purpose of to-ing and fro-ing a skint student in Nottingham. I've had a couple of prangs, both completely my fault and all injuries/damage only involved me. In the first one I hit another car, involved the police/ambulance etc. So now I'm thinking that i should really have 3rd party liability. I realise you can get it through membership of clubs like British Cycling, but I wondered if there was a way for me to just get this insurance alone, and whether it would be cheaper. What you want is CTC membership. It's probably cheaper than anywhere else, you get a nice magazine 6 times a year and a free sticker :-) http://www.ctc.org.uk |
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3rd party liability insurance
"dirtylitterboxofferingstospammers" wrote
in message Under 26 is only £11 Wooo, bargain! Cheers guys :-) Roz - off back to uk.rec.equestrian ;-) -- Posted via Mailgate.ORG Server - http://www.Mailgate.ORG |
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3rd party liability insurance
On Wed, 31 Mar 2004 18:09:01 +0000 (UTC), "Roz Holmes"
wrote in message lgate.org: I'm thinking that i should really have 3rd party liability. CTC or a local bike club. CTC membership gives you £5m 3rd party cover, from memory. Plus a reely good magazine. -- Guy === May contain traces of irony. Contents liable to settle after posting. http://www.chapmancentral.co.uk 88% of helmet statistics are made up, 65% of them at Washington University |
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3rd party liability insurance
dirtylitterboxofferingstospammers wrote:
If you join the CTC, standard membership is £30.50 and Under 26 is only £11 For your membership what you get includes: - Cycle Rescue service What's this? John B |
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3rd party liability insurance
On Wed, 31 Mar 2004 18:09:01 +0000 (UTC), in
lgate.org, "Roz Holmes" wrote: P.S. Any cunning way to prevent your bar ends from getting swiped? Get a racer! -- Personal Site: www.artybee.net (same crap, different layout) Sutton Brass : www.suttonbrass.org.uk |
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3rd party liability insurance
Roz Holmes wrote:
"dirtylitterboxofferingstospammers" wrote in message Under 26 is only £11 Wooo, bargain! Cheers guys :-) Check the small print.... There was an issue a while back that the discounted membership didn't give all the standard membership benefits. I can't remember which way it fell (ie. did the discount include the insurance scheme) but check.... - Nigel -- NC - Webmaster for http://www.2mm.org.uk/ Replies to newsgroup postings to the newsgroup please. |
#9
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3rd party liability insurance
"Roz Holmes" wrote in message
news:e7f65494ebef8138004afdf1274ac38c.19225@mygate .mailgate.org... Hello, Bike owning newbie here, apologies for barging into your ng ;-) I own a 2nd hand cheap and nasty Raleigh mountain bike for the purpose of to-ing and fro-ing a skint student in Nottingham. I've had a couple of prangs, both completely my fault and all injuries/damage only involved me. In the first one I hit another car, involved the police/ambulance etc. So now I'm thinking that i should really have 3rd party liability. .... Oh don't do it! If you get third-party liability insurance that will certainly increase your likelihood of a prang because of risk-compensation Rich |
#10
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3rd party liability insurance
On Wed, 31 Mar 2004 18:09:01 +0000 (UTC), Roz Holmes
wrote: Hello, Bike owning newbie here, apologies for barging into your ng ;-) I own a 2nd hand cheap and nasty Raleigh mountain bike for the purpose of to-ing and fro-ing a skint student in Nottingham. I've had a couple of prangs, both completely my fault and all injuries/damage only involved me. In the first one I hit another car, involved the police/ambulance etc. So now I'm thinking that i should really have 3rd party liability. I realise you can get it through membership of clubs like British Cycling, but I wondered if there was a way for me to just get this insurance alone, and whether it would be cheaper. I'm too busy with my degree to read all the gumph a club would send me, and not particularly interested in racing or blah de blah. Although I guess they will probably do good things with my wonga. Check two things first. Do you have any contents insurance? These policies sometimes include third party liabilty. If not, do you know if you are covered via your parents' insurance, you may be and it may include third party liability. Colin -- |
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