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Insurance company warns drivers to look out for cyclists as claimsrise during lockdown



 
 
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  #1  
Old August 5th 20, 11:19 AM posted to uk.rec.cycling
Simon Mason[_6_]
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Posts: 2,026
Default Insurance company warns drivers to look out for cyclists as claimsrise during lockdown

QUOTE:
A leading insurance company has warned motorists to look out for cyclists following a spike in personal claims during lockdown.

More Than says that claims for bodily vulnerable road users – cyclists, pedestrians and motorcyclists – have risen from 10 per cent of all claims made by policyholders to 20 per cent in the past few months.

The company attributes the rise to more cyclists being on the road, either for exercise or to travel to work while avoiding public transport – since lockdown began in late March.

Weekday cycling levels doubled early on during the lockdown period, and were three times their usual levels on some weekends, according to government figures.

Getting more people on bikes for keeping fit or to commute remains a key part of official strategy as the country emerges from lockdown.

But with the number of cars on the road back at pre-lockdown levels, More Than has urged motorists to be aware that they will encounter more people on bikes on the road.

The company’s head of car insurance, Gareth Davies, said: “Bike sales have boomed during lockdown as Brits are looking to stay active and avoid public transport. But unfortunately, our data shows this has prompted an increase in car insurance claims for injured cyclists.

“As drivers, it’s really important to take extra precautions now that there are more cyclists on the road. Indicate clearly and give yourself and cyclists plenty of space to manoeuvre so that, if anything unexpected occurs, there is more margin for error.

“Junctions and blind corners are also hot spots when it comes to accidents with cyclists, so be extra careful and slow down when navigating these tricky turns.”

He added: “For cyclists, please wear a helmet and bright or reflective clothing – it could save your life.

“It is also important to use cycle lanes where possible and be extra wary of the cars around you, giving them plenty of space for overtaking where it is safe to do so.

“Cyclists undertaking or passing motorists on the left-hand side can also cause accidents, so try to avoid that as much as possible.”

While wearing a cycle helmet or bright clothing is recommended in the Highway Code, neither is a legal requirement – although insurance companies whose policyholders are involved in a personal injury claim involving a cyclist will often argue that not wearing such equipment places some liability for a collision on the injured party.

Likewise, there is no legal requirement for cyclists to use cycle lanes – for faster riders, it is generally safer to ride on the main carriageway – nor is passing a queue of traffic to the left, also known as filtering, against the law.

Many cyclist might think that More Than's appeal to its motor insurance customers is more motivated by reducing its potential claims costs, rather than being primarily aimed at protecting cyclists.

https://road.cc/content/news/insurer...yclists-276193
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  #2  
Old August 5th 20, 03:20 PM posted to uk.rec.cycling
JNugent[_12_]
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Posts: 639
Default Insurance company warns drivers to look out for cyclists asclaims rise during lockdown

On 05/08/2020 11:19, Simon Mason wrote:

QUOTE:
A leading insurance company has warned motorists to look out for cyclists following a spike in personal claims during lockdown.

More Than says that claims for bodily vulnerable road users – cyclists, pedestrians and motorcyclists – have risen from 10 per cent of all claims made by policyholders to 20 per cent in the past few months.


Is that surprising?

It took me over nineteen weeks to use a single tankful of fuel. IOW, I
have been a pedestrian much more than a driver over that period. The
same must be true for many others.

That some of the increased number of pedestrians have been injured (via
everything from being hit by a cyclist on the footway to breaking their
ankle in an unseen rabbit-hole whilst exercising on nearby farmland) and
are now representing a larger proportion of insurance and legal
claimants shouldn't come as a surprise to anyone sensible.

But it seems to surprise the semi-literates at road.cc and Simon Mason.


The company attributes the rise to more cyclists being on the road, either for exercise or to travel to work while avoiding public transport – since lockdown began in late March.

Weekday cycling levels doubled early on during the lockdown period, and were three times their usual levels on some weekends, according to government figures.

Getting more people on bikes for keeping fit or to commute remains a key part of official strategy as the country emerges from lockdown.

But with the number of cars on the road back at pre-lockdown levels, More Than has urged motorists to be aware that they will encounter more people on bikes on the road.

The company’s head of car insurance, Gareth Davies, said: “Bike sales have boomed during lockdown as Brits are looking to stay active and avoid public transport. But unfortunately, our data shows this has prompted an increase in car insurance claims for injured cyclists.

“As drivers, it’s really important to take extra precautions now that there are more cyclists on the road. Indicate clearly and give yourself and cyclists plenty of space to manoeuvre so that, if anything unexpected occurs, there is more margin for error.

“Junctions and blind corners are also hot spots when it comes to accidents with cyclists, so be extra careful and slow down when navigating these tricky turns.”

He added: “For cyclists, please wear a helmet and bright or reflective clothing – it could save your life.

“It is also important to use cycle lanes where possible and be extra wary of the cars around you, giving them plenty of space for overtaking where it is safe to do so.

“Cyclists undertaking or passing motorists on the left-hand side can also cause accidents, so try to avoid that as much as possible.”

While wearing a cycle helmet or bright clothing is recommended in the Highway Code, neither is a legal requirement – although insurance companies whose policyholders are involved in a personal injury claim involving a cyclist will often argue that not wearing such equipment places some liability for a collision on the injured party.

Likewise, there is no legal requirement for cyclists to use cycle lanes – for faster riders, it is generally safer to ride on the main carriageway – nor is passing a queue of traffic to the left, also known as filtering, against the law.

Many cyclist might think that More Than's appeal to its motor insurance customers is more motivated by reducing its potential claims costs, rather than being primarily aimed at protecting cyclists.

https://road.cc/content/news/insurer...yclists-276193


  #3  
Old August 7th 20, 12:16 AM posted to uk.rec.cycling
Simon Jester
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Posts: 2,727
Default Insurance company warns drivers to look out for cyclists asclaims rise during lockdown

On Wednesday, August 5, 2020 at 3:19:27 PM UTC+1, JNugent wrote:

Is that surprising?

It took me over nineteen weeks to use a single tankful of fuel.


Maybe if you not upset the nurses your lawn mowing privileges would not have been suspended.

  #4  
Old August 7th 20, 04:29 PM posted to uk.rec.cycling
JNugent[_12_]
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Posts: 639
Default Insurance company warns drivers to look out for cyclists asclaims rise during lockdown

On 07/08/2020 00:16, Simon Jester wrote:
On Wednesday, August 5, 2020 at 3:19:27 PM UTC+1, JNugent wrote:

Is that surprising?

It took me over nineteen weeks to use a single tankful of fuel.


Maybe if you not upset the nurses your lawn mowing privileges would not have been suspended.


Maybe one day you will be allowed to progress to Big School?
  #5  
Old August 7th 20, 11:31 PM posted to uk.rec.cycling
Simon Jester
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Posts: 2,727
Default Insurance company warns drivers to look out for cyclists asclaims rise during lockdown

On Friday, 7 August 2020 16:27:57 UTC+1, JNugent wrote:
On 07/08/2020 00:16, Simon Jester wrote:
On Wednesday, August 5, 2020 at 3:19:27 PM UTC+1, JNugent wrote:

Is that surprising?

It took me over nineteen weeks to use a single tankful of fuel.


Maybe if you not upset the nurses your lawn mowing privileges would not have been suspended.


Maybe one day you will be allowed to progress to Big School?


Big School? Is that where Unwashed Northerners learn how to steal Big Things?
  #6  
Old August 8th 20, 12:58 AM posted to uk.rec.cycling
JNugent[_12_]
external usenet poster
 
Posts: 639
Default Insurance company warns drivers to look out for cyclists asclaims rise during lockdown

On 07/08/2020 23:31, Simon Jester wrote:
On Friday, 7 August 2020 16:27:57 UTC+1, JNugent wrote:
On 07/08/2020 00:16, Simon Jester wrote:
On Wednesday, August 5, 2020 at 3:19:27 PM UTC+1, JNugent wrote:

Is that surprising?

It took me over nineteen weeks to use a single tankful of fuel.

Maybe if you not upset the nurses your lawn mowing privileges would not have been suspended.


Maybe one day you will be allowed to progress to Big School?


Big School? Is that where Unwashed Northerners learn how to steal Big Things?


No.

It's where you might go if you ever achieve the standard required of
11-yr-olds.
  #7  
Old August 8th 20, 10:14 AM posted to uk.rec.cycling
TMS320
external usenet poster
 
Posts: 3,699
Default Insurance company warns drivers to look out for cyclists asclaims rise during lockdown

On 07/08/2020 23:31, Simon Jester wrote:
On Friday, 7 August 2020 16:27:57 UTC+1, JNugent wrote:
On 07/08/2020 00:16, Simon Jester wrote:
On Wednesday, August 5, 2020 at 3:19:27 PM UTC+1, JNugent wrote:

Is that surprising?

It took me over nineteen weeks to use a single tankful of
fuel.


When the elderly get to a certain level of decrepitude they mutter about
£25 trips by taxi being a rip off but don't realise that the large lump
of ironmongery they rarely use is costing them a lot more.

Maybe if you not upset the nurses your lawn mowing privileges
would not have been suspended.


Maybe one day you will be allowed to progress to Big School?


Big School? Is that where Unwashed Northerners learn how to steal
Big Things?


Nugent is old enough to be of the time when schools turned children out
at 14 with a 25 yard breast stroke certificate. Northerners won't have
known that some schools allowed children to stay to get extra
qualifications at 16 and 18.
  #8  
Old August 8th 20, 12:51 PM posted to uk.rec.cycling
Simon Jester
external usenet poster
 
Posts: 2,727
Default Insurance company warns drivers to look out for cyclists asclaims rise during lockdown

On Saturday, 8 August 2020 00:57:42 UTC+1, JNugent wrote:
On 07/08/2020 23:31, Simon Jester wrote:
On Friday, 7 August 2020 16:27:57 UTC+1, JNugent wrote:
On 07/08/2020 00:16, Simon Jester wrote:
On Wednesday, August 5, 2020 at 3:19:27 PM UTC+1, JNugent wrote:

Is that surprising?

It took me over nineteen weeks to use a single tankful of fuel.

Maybe if you not upset the nurses your lawn mowing privileges would not have been suspended.

Maybe one day you will be allowed to progress to Big School?


Big School? Is that where Unwashed Northerners learn how to steal Big Things?


No.

It's where you might go if you ever achieve the standard required of
11-yr-olds.


At 11 I was at middle school..
 




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