Bike Related Finance
For the amount of money you're looking for Banks and Finance
companies will not be interested. Get a credit card from someone
cheap (Aussicard at 10%?) for the $2000 and pay it off asap.
I was anticipating that Banks would not be interested, but I wasn't
sure whether there were Finance groups who might.
HN have their own financial services section to provide their
seemingly never ending stream of "no repayments for XX months" deals,
possibly because big financial institutions aren't interested in such
small amounts. I'd second Theo's recommendation to get a credit card,
that's what I had to do many years ago when I bought the first
motorcycle that cost more than I had saved up. The amount (about $2k
IIRC) was laughed at when I fronted up and asked for a loan.
Go to the aussie card web site. Some other banks also have sub 10% cards.
Apply for the card. Spend the $2K. Set up your bank account with a recurring
transaction that will pay the card off over the three years. Then CHOP UP
the card. When it expires and they send you a replacement, chop it up too.
Even if the smaller finance companies go for $2K the set up costs will make
the total cost of the loan more than the credit card will cost you.
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