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Do more Americans ride bike on the road or sidewalk?
Marz schrieb:
6, Drivers are terrified of being sued into bankruptcy and will usually pass by at least 4ft. Downside: _if_ an accident happens, they don't have sufficent 3rd party insurance, but this can be compensated by having a good insurance yourself. Here in Texas, once your insurance runs out (all car insurance is very limited), your home and personal wealth can be targeted to pay a claim. And if there's any medical bills to cover it can get very expensive very quickly. For example, 4 hours in ER for my daughter produced a bill of $3500. Also, I don't think 3rd party insurance exists for cyclists. Only some coverage under Home Owners or Car insurance. (I''m still googling this) I meant the 3rd party insurance of the car driver, and by "a good insurance yourself" I meant health insurance etc. |
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#52
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Do more Americans ride bike on the road or sidewalk?
On Aug 30, 12:31*am, "Jack May" wrote:
"ComandanteBanana" wrote in message ... On Aug 29, 12:42 pm, "ZBicyclist" wrote: The sidewalk is not part of the road? No. A "sidewalk" is separated from the road, usually by a strip of grass maybe 2-4 meters. In business districts, the sidewalk will be raised above street level. If there is a space for walking at the side of the road, at the same level of the asphalt, this would be called a "shoulder". This might be a paved shoulder or a gravel shoulder. I think we should back to the horse... No pollution, plenty of fertilizer and can handle the lack of sidewalks. Ah, and no more paved parking lots in America. ------- It cost about $50K per year to own a horse for vet bills, feed, stables, etc. * And don't forget you have to get rid of all the horse manure, urine and soiled bedding. NO polution? John Kane Kingston ON Canada |
#53
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Do more Americans ride bike on the road or sidewalk?
" Also, I don't think 3rd party insurance exists for cyclists. Only some coverage under Home Owners or Car insurance. (I''m still googling this) It exists here in Britain. I have it three times over. Bikes are so unlikely to cause damage to third parties that the premiums are extremely low, low enough for a number of bike organizations to offer the insurance free as a membership benefit. I get my insurance through the CTC (Cyclists Touring Club), Audax UK, and the London Cycling Campaign Jeremy Parker |
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